ANTHONY CHIDI NZOMIWU; FRANCISCA UZOOYIBO OKOYE. Payment Data, Platform Finance, and the Cross-Border Credit Gap for SMEs. IOASD Journal of Business and Management Studies, [S. l.], v. 3, n. 2, p. 78–85, 2026. DOI: 10.67224/ioasdjbms.2026.v03i02.001. Disponível em: https://ioasdjbms.com/index.php/ioasdjbms/article/view/55. Acesso em: 12 jul. 2026.