ANTHONY CHIDI NZOMIWU; EKENE NWANKWO. Public Money, Private Innovation: Designing a Layered Architecture for CBDCs and Tokenized Finance. IOASD Journal of Business and Management Studies, [S. l.], v. 2, n. 4, p. 105–108, 2025. DOI: 10.67224/ioasdjbms.2025.v02i04.002. Disponível em: https://ioasdjbms.com/index.php/ioasdjbms/article/view/49. Acesso em: 10 jun. 2026.